After a long and arduous working life, older people nowadays enjoy the opportunity to migrate to a region in their old age, which enables them to have a particularly beautiful everyday life in old age. Ni-ce weather, a Mediterranean way of life and a high quality of life are more likely for older people to find on Mallorcan Iceland. The Balearic island of Mallorca is not only extremely popular in terms of vacation. Especially pensioners love Mallorca. In the following post, all relevant information on the topic: “Life for pensioners as emigrants in Mallorca”
Renter on the Balearic Island: the advantages
One of the most important points is certainly the flair as well as the Mediterranean, mild and above all the sunny weather. The expanded infrastructure, the mountains, the landscapes and the sea complete the profile. Pensioners expect a relaxed way of life and a high quality of life on site, which have wonderful moments of life in store. One of the bigger points that older people are concerned about is whether the domestic pension fund also transfers the pensions abroad. Older people do not have to worry here, because this happens without complications. In addition, emigrants can also benefit from the excellent flight connections. Communication problems are also rare on site, since one is tourist-oriented on the spot and speaks many languages as a result.
What about medicines for pensioners?
In addition to pharmaceutical care, medical care should be the deciding factor in the choice of retirement home. The drug supply on the Balearic island is good. Until 2015, it was even possible to get medicines as pensioners in the pharmacy completely free of charge in Spain. This has changed in terms of health policy, particularly with regard to the cost factor. Pensioners with an annual income of between EUR 7,500 and EUR 18,000 must pay a deductible. This deductible is 10% of the cost of the medication. However, there is a maximum amount of 8 to 18 EUR. However, if the annual income of a pensioner is over EUR 100,000, an additional payment of 60% may apply. However, the maximum amount is capped at EUR 60. The supply of medicines on the Spanish island can be classified as good, mainly because of the fast and high availability.
The care case for retirees in the Balearic Islands
There is a good system of retirement homes on the Spanish island that are even inexpensive. The standards are considered very good and recommendable. However, pensioners should note that long-term care insurance only pays for the basic costs. This means the care allowance. You can break it down into levels, depending on the level of care available, pensioners can plan around EUR 244 – 728, which they will receive as a reimbursement.
A private supplementary insurance for pensioners is worthwhile
The care system in Spain is stored individually. Because of this, pensioners can not necessarily claim benefits in kind for any care services incurred there. Benefits in kind for the insurance offer of outpatient services fall under the heading of private supplementary insurance. In order to be able to bill the benefits, private supplementary insurance must therefore be available. Otherwise you can not settle it.
conclusion
An emigration to the Balearic Island is ideal for many emigrants. The region offers many valuable components that convince. As a result, retirees can not only benefit from excellent health care, which is rounded off by experienced doctors as well as a good supply of pharmaceuticals and a good standard of care. At the same time, pensioners experience a convincing living standard that is convincing. Mediterranean climate, southern ambience, enjoying life and all very centrally located. For many retirees, it is important to be able to travel quickly back home, for example. And that is not a problem, because the flight connections are generally very good.
However, if you are particularly old and in need of care, you should think about a private supplementary insurance to be taken out in advance, because benefits in kind will not be able to be settled here regularly. However, if these aspects are observed and complied with, an emigration to the Balearic Island can take place and life can be enjoyed to the fullest there.